Contribution Limits Increase for 2020

2020 retirement plan contributions were recently announced and the contribution limits will increase in 2020 as follows:

  • Annual maximum participant contributions will increase from $19,000 to $19,500.

  • For participants age 50 or older in 2020, the annual catch-up contribution will increase from $6,000 to $6,500, which is a maximum annual contribution of $26,000.

This makes the maximum contribution per pay for employees under the age of 50 (26 pays) $750 and $1,000 for participants age 50 and older in 2020. The Special Catch-up Contribution will move to $39,000 in 2020.

Changes to your payroll deductions may be made online at the Alerus Participant Website or by contacting HR. If you have questions, please Contact Us.

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