That didn’t take long. Last week’s historic market decline was the quickest market correction from a stock market high. With mounting concerns over the severity and duration of the coronavirus pandemic, most stock indexes were down 10% or more. As of the week ending 2/27/20, the U.S. and International trend indicators closed negative. The Balance of Strength Signal is still positive but could easily turn negative in the near future. Because half of the High Risk Category investments were allocated to the T. Rowe Price Capital Appreciation Fund, the models were positioned slightly conservative, but with the indicators turning negative, they will become more conservative, moving half of the High Risk Category investments to stable value and keeping the other half in the T. Rowe Price Capital Appreciation Fund. Model changes should take place the week of 3/8/2020. If you are uncomfortable with your selected model moving to a reduced High Risk Category exposure, we recommend that you look at other plan investment options or a more aggressive tactical model.